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Your Credit, Your Future.

Simple Guidance. Real Solutions. Lasting Results.

 

Tax Services Coming January 2027 

  • Personal Tax Preparation

  • Small Business Tax Services

Noemi Rivera
Credit Consultant & Founder

Choose Your Path

Prepare Your Credit For Homeownership.

Personalized plans to help improve your credit.

Learn how credit works with confidence.

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✔️ Credit Kickstart $99   
Fix Your Own Credit

​✔️ Personalized credit report review

✔️ 30-minute consultation

✔️ Customized action plan

✔️ 3 DIY dispute letter templates

✔️ Credit improvement checklist

✔️ 7 days of email support

⭐ Credit Improvement Plan $299
​Best for improving credit.

⭐ Credit review & consultation

⭐ Personalized credit plan

⭐ Dispute assistance

⭐ Dispute letters prepared

⭐ Up to 3 months of support

⭐ Monthly Progress updates

⭐ Email support

🏡Mortgage Readiness Plan
$499

Best for future homebuyers

🏡 Credit review & consultation

🏡 Personalized action plan

🏡 Mortgage readiness review

🏡 Dispute letters included

🏡 Up to 6 months of support

🏡 Monthly check-ins

🏡 Homebuyer roadmap

🏡 Realtor referral

Testimonials

Real Client Results📈

Results may vary. Every credit profile is unique.

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Testimonials

FREQUENTLY ASKED QUESTIONS

How do I get started?

Choose your package and complete the sign-up form.

 

How long does it take?

Every credit profile is different, so timelines vary.

 

Do you guarantee results?

No. Every credit situation is unique.

 

Do you work nationwide?

Yes! We serve clients nationwide.

 

Which package is right for me?

We’ll help you choose the best one during your consultation.

 

Do I need a consultation?

Yes. Every client starts with a personalized consultation.

Testimonials
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Building Better Credit. Building Better Future.

© 2026 by Emivera Financial, LLC

Credit Chica

 

A brand of Emivera Financial LLC

 

📧 Email: info@creditchica.com

 

📞 (407) 986-3447

 

 

Business Hours

 

Monday – Friday: 9:00 AM – 6:00 PM EST

 

Saturday: By Appointment

 

Sunday: Closed

 

 

Connect With Us

 

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Partner With Credit Chica

Realtors • Loan Officers • Professionals

 

 

© 2026 Emivera Financial LLC. All Rights Reserved.

 

Credit Chica is an independent credit consulting company. We are not affiliated with any credit bureau, lender, financial institution, or government agency.

 

 

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