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Your Credit, Your Future.

Simple Guidance. Real Solutions. Lasting Results.

 

Tax Services Coming January 2027 

  • Personal Tax Preparation

  • Small Business Tax Services

Noemi Rivera
Credit Consultant & Founder

Choose Your Path

Prepare Your Credit For Homeownership.

Personalized plans to help improve your credit.

Learn how credit works with confidence.

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✔️Credit Reset Monthly 
Best for flexible month-to-month support.

✔️Credit review & consultation

✔️ Personalized credit action plan

✔️ One dispute round per month

​✔️ Monthly progress review

✔️ Credit education & guidance

✔️Email, text & WhatsApp support

✔️ Month-to-month flexibility

⭐ Credit Improvement Plan
​Best for improving credit.

⭐ Credit review & consultation

⭐ Personalized credit plan

⭐ Dispute assistance

⭐ Dispute letters prepared

⭐ Up to 3 months of support

⭐ Monthly Progress updates

⭐ Email support

🏡Mortgage Readiness Plan
Best for future homebuyers

🏡 Credit review & consultation

🏡 Personalized action plan

🏡 Mortgage readiness review

🏡 Dispute letters included

🏡 Up to 6 months of support

🏡 Monthly check-ins

🏡 Homebuyer roadmap

🏡 Realtor referral

Testimonials

Real Client Results📈

Results may vary. Every credit profile is unique.

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Testimonials

FREQUENTLY ASKED QUESTIONS

How do I get started?

Choose your package and complete the sign-up form.

 

How long does it take?

Every credit profile is different, so timelines vary.

 

Do you guarantee results?

No. Every credit situation is unique.

 

Do you work nationwide?

Yes! We serve clients nationwide.

 

Which package is right for me?

We’ll help you choose the best one during your consultation.

 

Do I need a consultation?

Yes. Every client starts with a personalized consultation.

Testimonials
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Building Better Credit. Building Better Future.

© 2026 by Emivera Financial, LLC

Credit Chica

 

A brand of Emivera Financial LLC

 

📧 Email: info@creditchica.com

 

📞 (407) 986-3447

 

 

Business Hours

 

Monday – Friday: 9:00 AM – 6:00 PM EST

 

Saturday: By Appointment

 

Sunday: Closed

 

 

Connect With Us

 

Facebook | Instagram | TikTok |

Partner With Credit Chica

Realtors • Loan Officers • Professionals

 

Data Sharing

• Customer data is not shared with 3rd parties for promotional or marketing purposes.

• Mobile opt-in and consent are never shared with anyone for any purpose. Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.

Credit Chica Messaging Terms and Conditions

1. The messaging program consists of general conversational messaging to answer questions and provide support to customers.

2. You can cancel the SMS service at any time. Just text 'STOP' to the phone number from which you received messages. After you send the SMS message 'STOP' to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

3. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@creditchica.com.

4. Carriers are not liable for delayed or undelivered messages.

5. As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency will vary based on communication needs. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

6. If you have any questions regarding privacy, please read our privacy policy contained in the rest of this document/page.

 

© 2026 Emivera Financial LLC. All Rights Reserved.

 

Credit Chica is an independent credit consulting company. We are not affiliated with any credit bureau, lender, financial institution, or government agency.

 

 

Privacy Policy | Terms & Conditions | Cancellation & Refund Policy | Disclaimer

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