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About Us

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Meet Noemi Rivera, the Founder.​

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Hi! I’m Noemi, the founder of Credit Chica.

 

I’m passionate about helping people improve their credit and prepare for major financial goals like homeownership. My mission is to make the credit process simple, honest, and easy to understand.

 

Whether you’re fixing your credit on your own or looking for hands-on support, I’m here to guide you every step of the way.

 

Let’s build your credit with confidence

Here to Guide You Every Step of the Way.

© 2026 by Emivera Financial, LLC

Credit Chica

 

A brand of Emivera Financial LLC

 

πŸ“§ Email: info@creditchica.com

 

πŸ“ž (407) 986-3447​​

 

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Business Hours

 

Monday – Friday: 9:00 AM – 6:00 PM EST

 

Saturday: By Appointment

 

Sunday: Closed

 

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Connect With Us

 

Facebook | Instagram | TikTok |

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Partner With Credit Chica

Realtors • Loan Officers • Professionals

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Data Sharing

• Customer data is not shared with 3rd parties for promotional or marketing purposes.

• Mobile opt-in and consent are never shared with anyone for any purpose. Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.

Credit Chica Messaging Terms and Conditions

1. The messaging program consists of general conversational messaging to answer questions and provide support to customers.

2. You can cancel the SMS service at any time. Just text 'STOP' to the phone number from which you received messages. After you send the SMS message 'STOP' to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

3. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@creditchica.com.

4. Carriers are not liable for delayed or undelivered messages.

5. As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency will vary based on communication needs. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

6. If you have any questions regarding privacy, please read our privacy policy contained in the rest of this document/page.

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© 2026 Emivera Financial LLC. All Rights Reserved.

 

Credit Chica is an independent credit consulting company. We are not affiliated with any credit bureau, lender, financial institution, or government agency.

 

 

Privacy Policy | Terms & Conditions | Cancellation & Refund Policy | Disclaimer

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